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Risk Disclosure: Regarding Forex, futures, options, equity swaps, and other derivatives as well as non-investment-grade securities and ADRs: Certain transactions – including those involving OTC foreign currency exchange, futures, options, equity swaps, and other derivatives as well as non-investment-grade securities – give rise to substantial risk and are not available to nor suitable for all investors. Foreign-currency-denominated securities are subject to fluctuations in exchange rates that could have an adverse effect on the value or price of, or income derived from, the investment. In addition, investors in securities such as ADRs, the values of which are influenced by foreign currencies, effectively assume currency risk. Trading foreign exchange on margin carries a high level of risk, and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to invest in foreign exchange you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with foreign exchange trading, and seek advice from an independent financial advisor if you have any doubts.